Stop 5 of 6, T–60 days.
Start US credit on day one, not year two
No US history usually means no card and big deposits. Where your home country is supported, we bring your existing credit history with you, and prepare ITIN paperwork if you have a tax reason to need one.
What schol handles
- Bring your home credit history over where supported
- Prepare Form W-7 if you qualify for an ITIN
What only you do
Sign the forms that need your signature.
Opens Messages with “Hi schol! Can you help me start my US credit?” ready to send. Your first text claims your US number.
On a computer? Scan with your phone's camera to open Messages with it ready to send. Or text “Hi schol! Can you help me start my US credit?” to +1 (415) 867-9016.